Number21 wrote:It's the "no fees" part I find very interesting. I can't find a free personal account anywhere local unless I have a massive amount of cash to deposit. Do you know what banks offer free business checking accounts?
I hear ya. I have my free checking, "no fees" account through BB&T. They had a number of options available all with fees, and they really tried to push me into getting one of these accounts. I stuck to my guns and reminded them that I am a small business, or microsmall business if you will. So I was able to get an account with no fees. Now if I were to exceed a number of deposits or checks per month they would charge me a fee, but I just do not know have that many deposits or checks to write...so I have a free commerical account. Shop around. Play hard ball if you have to, and remind them that you are such a small business that you can not afford fees. I was quick to point out that there are 4 other banks on this street and I could just go check with them if the best they could do was a minimum deposit plus fees. It will likely vary by region, but play hard ball. Even though they might say they have no commerical accounts without fees, I found that talking with them respectfully, telling them that I was just starting out and I could not afford fees got me a no fee account. Give it a try. I will be interested in your progress. Remember though, they will most likely want to see your business license, which does cost money.
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