Tips on sending silver to a refiner?

Does anyone have any tips on sending silver to a refiner?
I have some sterling flatware that didn't sell on eBay. Refiner says I have to remove any filled handles.
I guess that makes sense but not sure how to go about it - do you just use pliers? tin snips?
I have some sterling flatware that didn't sell on eBay. Refiner says I have to remove any filled handles.
I guess that makes sense but not sure how to go about it - do you just use pliers? tin snips?