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I didn't want to ninja IdahoCopper's thread, but his got me thinking...what would be the right amount (for us as individuals, I realize our financial situations are different) of precious metal, whichever you choose, in your savings? Is it 5%, 25%, 65%...all in? I guess what I'm asking is "Given your situation right now, and what you believe lies ahead for our country, how much of your savings should YOU personally have in precious metals?"

My target is between 20-25%. The rest, right now, is in cash and US Savings Bonds.

I am 70 % silver 20% gold 10% FRN's

I'm 66% silver, 33% gold and the rest in chump change. I'd love to have more of all, but alas I am a bit shy of cash at the mo.

argent_pur wrote:I didn't want to ninja IdahoCopper's thread, but his got me thinking...what would be the right amount (for us as individuals, I realize our financial situations are different) of precious metal, whichever you choose, in your savings? Is it 5%, 25%, 65%...all in? I guess what I'm asking is "Given your situation right now, and what you believe lies ahead for our country, how much of your savings should YOU personally have in precious metals?"

My target is between 20-25%. The rest, right now, is in cash and US Savings Bonds.

Care to explain why you choose to have such a high % of those 2 holding? Especially bonds....


I am about 90% in precious and base metals.

I looked at my 401k balance about a year ago and started thinking about how much it could drop (again) basically overnight. Realized I owned exactly 2 ounces of silver at that time. It became my goal to maintain a balance of 25% of the 401k's value in "liquid "PMs (not the hold for the grandkids type stuff I'm accumulating). I was probably close when we were flirting with $50 silver. Need to take a accurate inventory soon to see my ounce balance and also to get it all listed for my insurance..

highroller4321 wrote:

argent_pur wrote:I didn't want to ninja IdahoCopper's thread, but his got me thinking...what would be the right amount (for us as individuals, I realize our financial situations are different) of precious metal, whichever you choose, in your savings? Is it 5%, 25%, 65%...all in? I guess what I'm asking is "Given your situation right now, and what you believe lies ahead for our country, how much of your savings should YOU personally have in precious metals?"

My target is between 20-25%. The rest, right now, is in cash and US Savings Bonds.

Care to explain why you choose to have such a high % of those 2 holding? Especially bonds....


I am about 90% in precious and base metals.

I figured I'd have some 'splaining to do I am 25% gold because it gets me away from the dollar (though not totally), and it has a proven track record of preserving wealth. The cash part I have is about 10% of my savings because the dollar is still the currency of the realm, and my wife and I are in the lower end of the income bracket--should an emergency occur, I don't want to have to sell my gold, possibly at a loss, if I don't have to. And,these days, 5K in cash can be gone in a flash. The bonds are just over half my savings right now, and I chose savings bonds as opposed to bond funds because I have control over what bonds are purchased and I pay nothing to buy them, because they come straight from the treasury. They're paying 4.6% right now, which is better than anything you'll find at any bank. I also don't think we're facing outright default. If given the choice between taking back spending promises made to citizens and defaulting on our bonds, if I'm advising the President my recommendation is crystal...DON'T DEFAULT! I'm not a madmax guy, either--America won't end, but it will be different in terms of our expectations about our standard of living. Eventually, I'll get to where I'm even between stocks and bonds. PM's will always be 1/4 of my savings and cash I think will be 10%.

Also, I have to say that if we experience hyperinflation or massive deflation, those situations are temporary--they don't last forever. I hear doom scenarios every day, but nothing about what happens after, and there will be an after.