Most of the time these days - things on the Bay are overpriced, but I was able to catch a BIN auction w/free shipping last weekend right after the seller posted it, lots of 10 silver quarters for $50 dlvd. Only 20x face. Yeah, there is some wear, etc., but still I was pretty happy to add a little to the stack at well under spot.
Not at many sellers do low priced BINs as they used to, so I guess I just got lucky on that one. All in all last week, I had bids on 94 auctions (never bidding over spot for the coins and shipping combined) and won 2, which is about normal for me, plus the 1 BIN mentioned here.