well, I listened to about thirty minutes of this while sorting coins. Have other things to do. One or two useful points in the presentation (which overall seems like just a slick promo to sell the book, or sign up for some service). Did not know that (according to him) fixed rate credit cards (and likely mortgages) have language buried in them that, under certain circumstances (like runaway inflation?) they can be converted to adjustable rates. That would not be good
This strikes me as a protective measure that banks would implement should it suit their purposes... and you know that
they aren't going to take the short end of the stick