currencydebasement wrote: On the 89th day after the auction closed the person filed a charge back with their credit card company. They stated that it was a fraudulent transaction, which was blatant falsehood since I have had several transactions with the person in the past and all of the purchase information was the same. Since I sent the items without tracking I had to refund the money, no problem there and nothing to lose sleep over. However, since the person filed it as a charge back with the credit card company, rather than a complaint through Ebay or Paypal, I had to pay a $25.00 "fee."
I don't know if this has happened to other sellers but you face this risk if someone files a chargeback through their credit card company.
When Sellers don't ship via the class promised it's easy to file a complaint and seek a refund, try fighting a buyer though. Good luck.
When I did sell things and accept PAYPAL, mostly fansub tapes but the occassional Ebay
item (back before Ebay bought PAYPAL), one of my terms people had to agree to before
I even sent them the E-mail address I use with PAYPAL was no credit cards, it had to be
from either their PAYPAL balance or an ACH transfer. If someone sent a CC sourced
payment I would decline to accept it. Though in my case I was primarily concerned that
some kid would use their parents credit card since most people don't keep their credit
card locked up away from their kids. Don't want one bad apple to ruin things for the
honest majority.
I never had trouble (anime fans are apparently a generally honest bunch).
IDK, if I was the guy that got that fraudulent CC chargeback I'd at a minimum be posting
full details on my web site (the nice thing about selling through your own website rather
than Ebay, complete content control) and shame them into paying up. As a fansub distro
I tended to have a very loyal customer base, basically in the day if someone messed
with your fansub distro _you_ would get mad at them. (Not many "bussinesses" where
the customers are willing to form a lynch mob in support of you. ^_-) Once when
annother person who was involved with fansubs got stuck with a bad check I told
them if the person who did it was in Winnipeg I'd be willing to help them collect.
They didn't take me up on it (could have been from anywhere) but I'm sure I'm not
the only person who offered to assist in "persuasion". ^_-