At some point you are going to be overwhelmed with all the so called "Doom Porn" you have been reading. You have probably worried yourself sick. You see others, maybe your family or friends ignoring the world around them. This makes you both sad and angry. You can't help but wonder why more people seem to just not care or choose to live a life of denial?
Maybe you have some extra food, some containers of water and something to protect yourself with. Beyond that what else should you do?
Well, if you are in debt then you are beholding to either someone else or some financial institution that in the end does not give a rats butt about you or your family. If you don't own it outright it can be taken from you easily.
If "bugging out" when the SHTF is your plan then you need to ask yourself how you plan on supporting yourself living like a nomad? If you think your bug out location is safe I hope you have a moat with piranhas! Within 48 to 72 hours of any long term crisis you will find desperate people looking for food, water and supplies. They will find you no matter how far you run!
At some point you have to realize that not being in control, while uncomfortable, is just the reality. Do what you can and let the rest take care of itself. Be flexible and roll with the tide if you have too. Pick your battles carefully!