Coin ordering question

[mishra142]

Does anyone notice any more or less difficulty ordering coins from banks based on the amount you have in accounts with that bank. For example I order coins from chase & huntington banks, both I have an account with close to minimum balance. Huntington has given me some trouble in a few branches and I have never had any issues with chase. However, my main bank Wesbanco (regional bank in north wv probably has 10-15 branches) which I have a significant amount of money in accounts with is constantly giving me trouble about ordering coins. anyone have any similar issues?

[Henchman]

I ran into this case myself. My main account is with PNC and they actually "cut me off" from coinage at 2 locations. Never officially said they did but didn't have any pennies or halves available when I showed up. So I just moved on, it was a waste of my time, probably just a tactic they use on troublesome individuals. I still pickup from one PNC bank by my home, but I might just switch them over to another dump bank since they have a coin counter at that location. I always get the "oh great this guy" look when I walk in.

I opened a $100 checking BofA account for the sole purpose of getting pennies from them, which I mentioned when opening the account. I haven't had a problem so far with them and the tellers all know me now. I also pickup coins from TD Bank which I have the lowest account standing and NEVER have an issue with getting $100 without any notice. TD is "America's Most Convenient Bank" at least that's their motto but they certainly do stand by it. If you haven't heard me rave about TD Bank before they are just great I pick up pennies near my work from 5 locations they have and dump at the 7 locations by my home.

I feel that it's more the people working at the individual bank rather then the size of your account in company. Larger sized banks seem to be easier to deal with because they have the capacity to store more coinage and regularly order more for businesses. Smaller sized banks don't want to deal with the hassle. I gave up on sorting halves all together because no one wants order them, not even my "friendly" banks.

Cheers,
Henchman

[mishra142]

To bad there are no TD's near me.

[CardsNCoins]

Does anyone notice any more or less difficulty ordering coins from banks based on the amount you have in accounts with that bank.........

Psychologically it affects my own confidence in asking, but as for the tellers, I don't think they know what I have in there when they say yes or no.

[rexmerdinus]

Not to change the subject, and no offense to my Canadian neighbors, but does anyone else find it mildly annoying and just a little embarassing that "America's Most Convenient Bank" is a Canadian institution (Toronto Dominion)?

[NHsorter]

Hey, I am not Canadian and I don't want to be seen as defending them, for they are merely America's Hat But seriously, Canada is part of America, as in North America. Heck, even Venezuela is "american"

[68Camaro]

Not to change the subject, and no offense to my Canadian neighbors, but does anyone else find it mildly annoying and just a little embarassing that "America's Most Convenient Bank" is a Canadian institution (Toronto Dominion)?

From my perspective, thank goodness! Not that they are Canadian, per se, but that they are breaking the current banking status quo. We may be headed toward socialism but we've still got some capitalism left, and there is NOTHING like some good ole capitalistic competition to cause positive change for the consumer. I got a test account with TD several months ago, and I'm slowly moving stuff over there from other accounts as I find them consistently accomodating. More power to 'em!

[dan53]

Some banks will only allow change orders for customers with business accounts.

[mishra142]

Some banks will only allow change orders for customers with business accounts.

That brings up another question. I have ran into this before "If you had a business account we could order you as many coins as you want" Well I dont have a business. But, I do own several rental properties which I kinda consider a business. So my question is what do you need to be a "legitament" business in the banks eyes?

[rexmerdinus]

Seems like that would qualify, espeically if you protect yourself by incorporating, or even if you just keep all those transactions separate from your regular accounts. If that doesn't work, get a sales and use tax permit for selling widgets of some sort. I've never had a problem myself, but if I did I'd fall back on my firearms dealer's license and go through that.

[rexmerdinus]

Not to change the subject, and no offense to my Canadian neighbors, but does anyone else find it mildly annoying and just a little embarassing that "America's Most Convenient Bank" is a Canadian institution (Toronto Dominion)?

From my perspective, thank goodness! Not that they are Canadian, per se, but that they are breaking the current banking status quo. We may be headed toward socialism but we've still got some capitalism left, and there is NOTHING like some good ole capitalistic competition to cause positive change for the consumer. I got a test account with TD several months ago, and I'm slowly moving stuff over there from other accounts as I find them consistently accomodating. More power to 'em!

Don't get me wrong--I use them too! I was just being a little facetious. Kinda.

[Hades12]

Open a business account with them. a sole LLC uses your social to pay taxes so they do not need a tax id or anything.

[mishra142]

I do have a seperate checking account which is used only for rentals. Im just wasnt sure where to start to become a "business".

[dan53]

Some banks will only allow change orders for customers with business accounts.

That brings up another question. I have ran into this before "If you had a business account we could order you as many coins as you want" Well I dont have a business. But, I do own several rental properties which I kinda consider a business. So my question is what do you need to be a "legitament" business in the banks eyes?

They would probably ask for a business license.

[dan53]

Not to change the subject, and no offense to my Canadian neighbors, but does anyone else find it mildly annoying and just a little embarassing that "America's Most Convenient Bank" is a Canadian institution (Toronto Dominion)?

From my perspective, thank goodness! Not that they are Canadian, per se, but that they are breaking the current banking status quo. We may be headed toward socialism but we've still got some capitalism left, and there is NOTHING like some good ole capitalistic competition to cause positive change for the consumer. I got a test account with TD several months ago, and I'm slowly moving stuff over there from other accounts as I find them consistently accomodating. More power to 'em!

Don't get me wrong--I use them too! I was just being a little facetious. Kinda.

Someone wrote: "America's Most Convenient Bank" is a Canadian institution (end quote) .............. Canada is an american country.......North American. Many countries make up north and south america.

[rexmerdinus]

In name only, my friend. It's like saying New Mexico is Mexican...yeah, I know that comment could open a whole new conversation but you got the point!

[Hades12]

I do have a seperate checking account which is used only for rentals. Im just wasnt sure where to start to become a "business".

I don't remember them asking in any way for anything to show as being a business.